Deposits and withdrawals on joiya are exactly as simple as they should be. Use the payment method you already know — done in minutes.
Transact any way that works for you
Joiya — Seamless payments, even from Saint Martin's Island
Deposit in just a few steps
Tips: When paying via bKash or Nagad, always use Send Money from your own number. Using someone else's number may cause delays in verification.
Cash out your winnings fast — simple and straightforward
Keep in mind: Your identity is verified on your first withdrawal. Once that's done, all subsequent withdrawals are processed faster.
Joiya — Mobile Payments Available Even at the Mymensingh Night Market
All payment method details in one place
| Method | Minimum Deposit | Maximum deposit | Minimum Withdrawal | Withdrawal Time | Fee |
|---|---|---|---|---|---|
| BKash | ৳300 | ৳50,000 | ৳500 | 1–3 hours | Free |
| Nagad | ৳300 | ৳50,000 | ৳500 | 1–3 hours | Free |
| Rocket | ৳500 | ৳30,000 | ৳500 | 2–4 hours | Free |
| Bank Transfer | ৳1,000 | Unlimited | ৳2,000 | 4–24 hours | Free |
| USDT (TRC-20) | $10 | Unlimited | $20 | 1–2 hours | Free |
| Bitcoin / ETH | $20 | Unlimited | $30 | 2–4 hours | Free |
Keeping your money safe is Joiya's top priority
Most people in Bangladesh now send money by mobile — it's hard to find someone who doesn't use bKash or Nagad. joiya understands this reality and has built its payment system around it. Depositing here feels just like topping up your phone from home.
Many online platforms make you fill out lengthy forms and submit a lot of information just to make a deposit. Not at Joiya. Simply register, hit the deposit button, choose your method, and pay. That's all there is to it. In most cases, your balance is credited within 2 minutes.
First Deposit Bonus: Your first deposit at joiya earns you a 200% bonus. Deposit ৳300 and you'll have ৳900 in your balance.
Many people have doubts about withdrawals — but at joiya, cashing out your winnings is hassle-free. Once your documents are verified, all future withdrawals are processed quickly. Funds sent to bKash typically arrive within 1 to 3 hours.
Bank transfer or crypto is the better option for high-volume transactions — there are no upper limits with either method. Joiya's high roller members transact crores of BDT daily and withdraw without any issues.
Joiya — Easy Mobile Payments in Barisal
A few simple steps will help you get your money from joiya quickly. First, make sure you provide accurate details when registering. Incorrect name, date of birth, or mobile number will cause issues during identity verification.
Second, submit a copy of your National ID or passport before your first withdrawal. You only need to do this once, and it makes every withdrawal after that much faster.
Third, use the same method for both deposits and withdrawals. If you deposited via bKash, withdraw via bKash as well. This keeps the verification process straightforward.
Fourth, give Joiya's support team a heads-up before making a large withdrawal. Your first big withdrawal may go through a brief verification step, but for VIP members this is processed much faster.
Joiya in Cox's Bazar — Grab Your Deposit Bonus
Find answers to all your questions right here