100% secure transactions

Joiya Payments — Via bKash, Nagad, Bank & Crypto Fast & secure transactions

Deposits and withdrawals on joiya are exactly as simple as they should be. Use the payment method you already know — done in minutes.

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Deposit in Minutes
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Payment Methods
৳0
Minimum Deposit
0%
Transaction fee

Payment Methods

Transact any way that works for you

Nagad
Mobile Banking
  • Minimum Deposit৳300
  • Maximum deposit৳50,000
  • ProcessingInstant
  • Withdrawal Time1–3 hours
  • Transaction feeFree
Rocket
Mobile Banking
  • Minimum Deposit৳500
  • Maximum deposit৳30,000
  • ProcessingInstant
  • Withdrawal Time2–4 hours
  • Transaction feeFree
Bank Transfer
Banking
  • Minimum Deposit৳1,000
  • Maximum depositUnlimited
  • Processing1–2 hours
  • Withdrawal Time4–24 hours
  • Transaction feeFree
USDT (TRC-20)
Cryptocurrency
  • Minimum Deposit$10
  • Maximum depositUnlimited
  • Processing5–15 minutes
  • Withdrawal Time1–2 hours
  • Transaction feeFree
Bitcoin / ETH
Cryptocurrency
  • Minimum Deposit$20
  • Maximum depositUnlimited
  • Processing15–30 minutes
  • Withdrawal Time2–4 hours
  • Transaction feeFree
joiya

Joiya — Seamless payments, even from Saint Martin's Island

How to Deposit

Deposit in just a few steps

1
Log In
Log in to your Joiya account.
2
Click Deposit
Click the "Deposit" button on your dashboard.
3
Choose a method
Pick your preferred method — bKash, Nagad, or bank transfer.
4
Enter amount
Enter the amount you'd like to deposit.
5
5
Confirm
Complete the payment — your balance will be credited instantly.

Tips: When paying via bKash or Nagad, always use Send Money from your own number. Using someone else's number may cause delays in verification.

How to Withdraw

Cash out your winnings fast — simple and straightforward

1
Click Withdraw
Log in to your account and select "Withdrawal".
2
Choose a method
Choose how you'd like to receive your money.
3
Number / Account
Enter the number you're sending money to.
4
Enter Amount
Enter the amount you wish to withdraw.
5
Will be approved
Joiya will verify and process your withdrawal within the stated timeframe.

Keep in mind: Your identity is verified on your first withdrawal. Once that's done, all subsequent withdrawals are processed faster.

joiya

Joiya — Mobile Payments Available Even at the Mymensingh Night Market

Deposit & Withdrawal Limits

All payment method details in one place

Method Minimum Deposit Maximum deposit Minimum Withdrawal Withdrawal Time Fee
BKash ৳300 ৳50,000 ৳500 1–3 hours Free
Nagad ৳300 ৳50,000 ৳500 1–3 hours Free
Rocket ৳500 ৳30,000 ৳500 2–4 hours Free
Bank Transfer ৳1,000 Unlimited ৳2,000 4–24 hours Free
USDT (TRC-20) $10 Unlimited $20 1–2 hours Free
Bitcoin / ETH $20 Unlimited $30 2–4 hours Free

Guaranteed secure transactions

Keeping your money safe is Joiya's top priority

SSL encryption
All transactions are secured with 256-bit SSL encryption. Your financial information stays completely private.
Two-Step Verification
OTP verification at the time of withdrawal ensures that only the account owner can process the transaction.
Data Privacy
Joiya never shares your financial or personal information with any third party.
Transaction History
Your full deposit and withdrawal history is available in your account.

What sets Joiya's payment system apart

Most people in Bangladesh now send money by mobile — it's hard to find someone who doesn't use bKash or Nagad. joiya understands this reality and has built its payment system around it. Depositing here feels just like topping up your phone from home.

Many online platforms make you fill out lengthy forms and submit a lot of information just to make a deposit. Not at Joiya. Simply register, hit the deposit button, choose your method, and pay. That's all there is to it. In most cases, your balance is credited within 2 minutes.

First Deposit Bonus: Your first deposit at joiya earns you a 200% bonus. Deposit ৳300 and you'll have ৳900 in your balance.

Many people have doubts about withdrawals — but at joiya, cashing out your winnings is hassle-free. Once your documents are verified, all future withdrawals are processed quickly. Funds sent to bKash typically arrive within 1 to 3 hours.

Bank transfer or crypto is the better option for high-volume transactions — there are no upper limits with either method. Joiya's high roller members transact crores of BDT daily and withdraw without any issues.

FAQ

Are deposits instant?
Deposits via bKash and Nagad typically go through in 1–2 minutes. Bank transfers may take a little longer.
Are there any fees on withdrawals?
Joiya charges no withdrawal fees. However, any fees applied by your mobile banking provider are separate and beyond our control.
Can I use multiple accounts?
Withdrawals are generally sent to the same account used for the deposit. This policy is in place for your security.
Can I withdraw to crypto?
Yes, withdrawals are available in USDT (TRC-20) and Bitcoin/ETH. Crypto withdrawals have no transaction limits.
joiya

Joiya — Easy Mobile Payments in Barisal

Tips for Faster Withdrawals

A few simple steps will help you get your money from joiya quickly. First, make sure you provide accurate details when registering. Incorrect name, date of birth, or mobile number will cause issues during identity verification.

Second, submit a copy of your National ID or passport before your first withdrawal. You only need to do this once, and it makes every withdrawal after that much faster.

Third, use the same method for both deposits and withdrawals. If you deposited via bKash, withdraw via bKash as well. This keeps the verification process straightforward.

Fourth, give Joiya's support team a heads-up before making a large withdrawal. Your first big withdrawal may go through a brief verification step, but for VIP members this is processed much faster.

joiya

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200% bonus on your first deposit

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Common questions about payments

Find answers to all your questions right here

The minimum deposit via bKash and Nagad is just ৳300. For Rocket it's ৳500, and for bank transfer ৳1,000. For crypto, the minimum is the equivalent of $10.

Start by waiting 5–10 minutes. If the funds still haven't arrived, reach out via live chat and provide your transaction ID or a screenshot. Joiya's support team will sort it out quickly.

Yes, withdrawing bonus funds requires meeting the specified turnover requirement. However, your own deposited funds can be withdrawn at any time. You can find the full bonus terms under the "Promotions" section of your account.

Standard members can withdraw up to ৳1 lakh per day. VIP members have a significantly higher limit. Royal-tier members enjoy unlimited withdrawals.

Yes, crypto transactions on joiya are completely secure. Using the USDT TRC-20 network keeps gas fees low and confirmations fast. Just double-check the wallet address before sending.

Always pay from your registered number. Using someone else's number can delay verification and cause complications with withdrawals. This policy exists for your security.
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